How to fix: Health care ?

http://articles.moneycentral.msn.com/Investing/HomeMortgageSavings/HowToFixHealthCare.aspx

If Experts like these are offering Health Care Solution. Health care cost will continue to SPIRAL out of control. Biggest problem is no one seems to be concerned about Quality of Health Care and using terms like Health Care and Health Insurance interchangibly.

Create more choice. I think we need to come up with Private Individual Insurance which people will buy on their own and customize the kind of coverage, deductible and networks on their own. Individuals will need to take responsiblity so that competition for their dollars can lower cost.

Stop fixating on how to cut benefits. Stop treating Health care like a Benefit but more like a service like Car Purchases/repairs or Cell Phone plans. Insurers can add benefits mostly unnecessary and frivolous stuff which raises premium usually paid by Employers or in turn raising employee costs fo benefits which most of them dont need or want.

Pay for performance. This guy doesnt think that patients can find a good doctor who controls their diabetes. Let a patient and his doctor controls his Diabetes and which should lower his risk as well as Insurance Premiums.

Make health insurance more portable: Will give it to the Author. I had Blue Cross PPO plan for a couple for $ 300 in WA and same plan in NJ is $ 3000 . GO figure.

Cut some patient co-pays -- but boost others : Make patients go for treatment which Insurer thinks is right. Co-pays are patient responsbility. Dont limit patient responsibilty in decisions. They should be responsible for their decisions. If cost of care is high , patient decides if its worth it. If they have a deductible, they pay deductible and rest is Insurer's responsibilty.

Lets get rid of experts like this with socialist, communist mentality who got us in this HEALTH CARE MESS in the first place.